Archive for the 'Term Life Insurance' Category

I’m getting really close to being all ready for my cd release show. I’ve just got a few more things that need to be finished. Today I was working on getting my t-shirts and stickers all designed, as well as my website. My website is www.jonpinney.com, you can check it out now, but it’s not actually done yet. It just says that the site is under construction. But hopefully it’ll be done soon. As far as shirts go, I think I’ll be ordering from a company called FM Graphics, and hopefully they’ll be able to do the shirts and the stickers in time for the CD release show.

Then, as far as my term life insurance website goes, I’m trying to put together a line of attack that can be used by other people here in the office to make our website much more desirable. Hopefully it’ll be awesome, and we can make sure we rank high on all of the keywords we’re targeting.

The amount of anxiety I am feeling right now is a little overwhelming. I’ve got so many projects that are weighing on my mind. First off, I’m supposed to be generating a ton of leads for the company I work for, but we’re having a little bit of trouble staying on the top of the search engines for keywords such as life insurance quotes or term life insurance rates. Expected, because of all of the competition, but still anxiety causing.

The other thing that’s frustrating me right now is all of the stuff related my CD release show. I just want it to be awesome, but there are flyers, and invitations, and getting the cds, shirts, stickers figured out, etc. It’s just all a little overwhelming. Let’s just say the anxiety is beginning to mount.

It is always so surprising to me to see how much the cost of life insurance varies from company to company.  If you go to Wholesale Insurance and run a quote for yourself, you will see that the resulting term life insurance quotes vary dramatically from one company to another.  That’s why it’s so important when getting life insurance that you are working with someone that understands the market and can help you find the company that will give you the best costing life insurance protection.

No one wants to pay too much for anything.  Unfortunately, most of us don’t have the time to do adequate research when it comes to purchasing.  That’s why you need someone who does this for a living to help you and do the research for you.  Chances are they’ve already got the information they need to point you in the right direction.  It would take you hours or days to come up with the information they’ve got at their fingertips.

Well, interesting title, I know. Anyway, I was at the studio again today. It was good. I think I’m done with 5 of the 10 songs that are going to be on the album. I can’t wait to finish with them all. And I can’t wait to not be so overwhelmed with everything that I need to get done.

And in case you were wondering, term life insurance is an excellent way to protect your family in the case of your untimely passing (and now is an excellent time to get it because term life insurance rates are so low). Now obviously no one wants to die. But not being prepared for something that could happen is not always the smart way to do things. So I would suggest getting term life insurance (or some type of life insurance) so that your loved ones are protected.

So, this may sound weird, but today I took a forty-five minute shower bath. It’s my latest thing to get rid of the phlegm in my throat. I have to get rid of it so that I can sing in the studio. I’m actually supposed to be going there later today. So, as suggested by my voice teacher (sorta-I modified it slightly), I took a nice long bath with the bathroom door shut. I didn’t turn on the fan because I wanted the room to get as steamy as possible. Then I got in the water, and turned on the shower (it was very refreshing). I tried to breathe in the air and use it as a way to moisten my vocal chords. This is really weird telling you all about this. If we ever run into each other we can have a long discussion about how well it actually went (and I can give you more details that I’m sure most readers won’t want to know). Anyway, I’m feeling a little better now. I didn’t get rid of all of the phlegm, but I think I got rid of some of it. I will most likely be trying this again later today or tomorrow, because I have to get my voice into singing condition and pronto.

After I was done I went to work and checked to see how the website is doing. People are still getting term life insurance quotes online. Which is good, cause that’s what my real job (the one where I make the money) is all about. Right now I’m actually at the life insurance office working. My employer loves it when I show up. He actually told me so as he was leaving right after I got here. Hopefully we will continue to raise in the search results and I can continue to make more money. Anyway, I’ll tell you all later how the studio went.

I was recently discussing term life insurance with a friend.  He had mentioned to me that he just purchased a universal life insurance policy.  I thought that was interesting and asked him why.  He said that he didn’t really need life insurance (doesn’t have a family, kids, or too much debt), but that he wanted to use the life insurance policy as an investing vehicle.  Many people may not know, but there are certain life insurance policies where you can borrow against the money or cash value within the policy.  It’s all very interesting.  If you have questions about this type of policy and whether or not it would be a good thing for you, give the folks at Wholesale Insurance a call.  They’re very good at answering questions and steering people towards the most appropriate type of life insurance for each situation.

I was just explaining to a friend today that the cheapest form of life insurance is term insurance.  Term insurance is a life insurance policy that covers you for a specific period of time.  Most term policies are also level premium life insurance policies.  This means that the premium remains the same for the duration of the term.  The reason term insurance is the most inexpensive form of life insurance is that it does not build up any cash value, and it does not cover you for your entire life.  The shorter the term period, the more inexpensive the policy will be.  If you are looking for the best term insurance rates for you, check out Wholesale Insurance.  They offer quotes from all of the top life insurance companies on their website.  You can decide which policy and company are right for you.  And if you have questions, their customer service representatives are all very helpful and knowledgeable.

So the name of this blog is Term Life Insurance Digest.  Here I talk about lots of things relating to term life insurance.  You’ll notice that I also throw some things in having to do with my life.  It’s not all about term life insurance, but you’ll see that the majority of my posts have to do with insurance.

I think term life insurance is very important.  Not everone needs it, but there are lots of different types of people that should have it.  I think that often the people who need it the most don’t have it.  If you are married, young, have little children, and are struggling to pay the bills, then you probably need it the most.  Once you make a lot of money and have lots of savings, it’s less likely that you’ll actually need the life insurance proceeds (unless you have a lot of debt, or various other reasons).  But if you are a young married couple, and especially if you have young children, then you should definitely get life insurance.

Term life insurance, also known as level premium life insurance, is probably your best bet.  It’s the most inexpensive form of life insurance.  And if you are in your twenties or thirties it is very reasonably priced.  For ten bucks a months you could have a lot of protection.

Anyway, you can see that I feel very passionately about this.  (Or if you can’t see it, just believe me.  I am passionate about it :).  If you want to see how much it would cost for you, there are many life insurance websites out there.  Try typing in “term life insurance” into google and see what comes up.  Many of those websites will give you free term life insurance quotes.  Make sure you look at a site that quotes multiple companies.  The prices can vary a lot more than you might imagine.

The folks at Wholesale Insurance just put up an article on term life insurance.  If you’re looking for basic information about this type of life insurance, then I highly suggest that you check out the article.  They normally do a pretty good job with putting up good information.  One interesting bit of information they included is the fact that term life insurance is also known as level premium life insurance.  In fact, I believe it was called level premium life insurance before it was called term life insurance.

If you are looking for some great information on how to save money on your term life insurance or other type of life insurance, you should check out this consumer reports life insurance.  Wholesale Insurance puts some great information on how to save a lot of money on your life insurance.  In fact, they’ve got 7 inside secrets that will help you get the lowest rates available.  I really suggest you check it out.