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Jul 14 2008

The Application Process Step 3: The Life Insurance Medical Exam

Posted by: The Key Man, in Life Insurance

The third step in the life insurance application process is the life insurance medical exam.  After you know with which company you’d like to apply and have filled out the life insurance application for that company, then you need to take the life insurance medical exam.  This exam is a basic exam that includes a questionaire, urine sample, and blood sample.  The examiner will also measure your height and weight and check your blood pressure.

Life insurance companies will determine your rates based on the results of the life insurance medical exam.  That’s why it’s so important to get good results on the exam.  Here is a good article on how to get better results (and thus better life insurance rates) when taking the life insurance medical exam.

This entry was posted on Monday, July 14th, 2008 at 3:27 pm and is filed under Life Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

One Response to “The Application Process Step 3: The Life Insurance Medical Exam”

  1. Hadley @ Term-Life-Online.com says:
    August 21st, 2008 at 1:22 pm

    It’s best to get a good night sleep the night before your exam. Don’t drink any caffeine the day of your exam. And, don’t exercise the day of your exam.

    You also have another option, which is no exam life insurance. This type of plan offers you up to $250,000 or more of coverage without requiring any physical exam.

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